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Get solar benefits without the upfront risk. Gain ownership over time through Propel.*
WHAT IS PROPEL?
PROPEL is a residential solar financing structure introduced in 2026 for California homeowners that combines the tax benefits of pre paid power purchase agreement with the long-term ownership of a loan. It acts as a hybrid program, allowing homeowners to claim 30-40% tax incentives while setting a path for system ownership.
Please complete the estimate request form. There’s no obligation or pressure.
Where Propel PPA Program Fits in
Propel Offers a program designed for California homeowners who want predictable long term savings with a predictable monthly bill. The structure uses financing through Concert Finance and Sol Source, which includes full maintenance during the initial “third party owned” term, and provides a clear ownership transfer option after the hold period has ended.
- The Funding: The “prepayment” is typically funded through a 25-year fixed loan from Concert Finance.
- The Payment: You make one fixed monthly loan payment. There are no annual escalators (rate hikes) and no dealer fees.
- The Ownership Loophole: A third party (like SolSource) technically owns the system for the first 5 years. Because they are a commercial entity, they can claim the 30-40% commercial tax credit that you, as a homeowner, can no longer claim directly. They then pass this massive tax savings back to you by reducing the total amount you have to finance. [1, 4]
2) The Year 5 Ownership Transition
- The 5-Year Rule: The IRS requires commercial owners to hold the system for at least five years to “vest” the tax credit.
- Transfer at Month 61: After year 5, the ownership is transferred to you at a pre-set buyout price that is already built into your original loan agreement.
- Post-Transition: Once you own the system, you keep making the same fixed loan payments (or pay it off early with no penalty), but you now own the asset outright. [1, 2, 3, 4]
3) Benefits & Guarantees (The “Training Wheels” Phase)
- Performance Guarantee: If the system produces less than 85% of its estimated energy, the provider covers the difference.
- Full O&M: All monitoring, maintenance, and repairs are included at no extra cost.
- Hardware: The program is optimized for Enphase-based systems, often using high-efficiency American-made panels (like Silfab) to qualify for additional 10% “domestic content” tax bonuses. [1, 2, 3, 4, 5]
Comparison Table: Propel vs. Traditional Options
WHO WE ARE
Why Sunlight Electri-Cal Solutions
At Sunlight Electri-Cal Solutions, we are committed to providing homeowners with top-tier solar and energy solutions that set the standard for quality and reliability. Our expertise lies in offering premium Tier 1 products, outstanding craftsmanship, and comprehensive warranties to ensure your investment is safeguarded for years to come.
Founded on the principles of transparency, integrity, and reliability, we strive to deliver more than just superior installations. We prioritize an exceptional customer experience, ensuring our support doesn’t stop once your system is installed it’s only the beginning of our partnership.
With a strong focus on innovation and sustainability, Sunlight Electri-Cal Solutions empowers you to confidently embrace renewable energy. Discover the difference of working with a team dedicated to making your satisfaction our top priority.
TESTIMONIALS
An absolute joy to work with Juan and team @Sunlight Electri-Cal Solutions. Crew very professional. Custom design for our house. Installation took less than 2 days. One day for 17 panels, 2 story unfriendly roof line, second day battery, aGate, sub-panel etc. generating power late afternoon, third day passed inspection.
Took about a week and a half to get SNEM Paired Storage System PG&E approval (we can now upload extra power back to the grid and get (small...) credit). Still waiting for permanent storage battery rebate to clear but cautiously optimistic. We absolutely recommend this company. I'd give them 10 stars if I could.